Himbara Bank Performance Improves After Rp200 Trillion Injection

OJK Chairman Mahendra Siregar said the performance of state-owned banks in the Himbara group has improved. He made the remarks at a press conference in Jakarta on 4 November 2025, following the government's placement of 200 trillion rupiah in September 2025.

The 200‑trillion‑rupiah injection boosted bank liquidity and intermediation, evident from loan disbursements of 3.8293 trillion rupiah, an 8.62% year‑on‑year increase. Deposit growth (DPK) for Himbara rose 12.89%, outpacing the national banking aggregate growth of 11.18%.

Liquidity improvement is reflected in the Asset to Liability Deposit ratio, which rose to 21.2% in September 2025. OJK views the measure as strengthening the national financial system and potentially lowering borrowing costs for customers.